Unlock the Value of Your Gold Without Selling

Access capital from the precious metals you already own. From our offices in New York’s Diamond District, AK Luxury Loans provides discreet, short-term financing secured by gold and other precious metals, with no credit check and without requiring a sale.

From bullion and coins to jewelry and other precious-metal pieces, we assess the value of your holdings and discuss a loan suited to your needs. Start with a single item or a group of pieces, through a personal, confidential process.

Gold & Precious Metals Loan Terms

  • Gold and/or precious metal(s) of $5,000+
  • Minimum Loan: $5k
  • Interest rate:1.99 - 4%,
  • Typical Loan-to-Value (LTV): Up to 70%
  • Maximum loan term: 4 months
  • Age requirements: Must be 18 or older

Complimentary, Confidential Precious Metals Valuation

Start your no-obligation valuation with a few photographs and a brief description of your items. We’ll guide you from there.

We assess the metal type, weight, purity, form, and condition of your items in relation to current market values. Hallmarks and any available supporting records help us identify each piece. You do not need to know its exact weight or purity to make an initial inquiry. Once the evaluation is complete, we explain the estimated value and your proposed loan amount.

1.

Tell Us About Your Items

Call 212.365.5079 or send a few photographs and a brief description. Share the metal type and approximate weight if known, along with the amount you would like to borrow.

2.

Arrange a Confidential Valuation

Visit our office by appointment or contact us to arrange insured shipping. We examine your items and assess their value. Your property is insured during arranged transit and held securely while in our care.

3.

Review Your Loan Offer

We present your loan offer and explain the terms. If you choose to proceed, we finalize the agreement and arrange funding, often within 24 hours of valuation and approval.

Find Out How Much You Can Borrow Against Your Gold or Precious Metals

Tell us about your items and the amount you would like to borrow. Request a confidential valuation with no obligation.


Discreet. Responsive. Straightforward.

Client Experiences

Discover why clients turn to AK Luxury Loans for personal service, careful handling, and a confidential way to borrow against valuable holdings.

Fast and private. Better service than in a bank!.
Nicholas Wood
Nicholas WoodCEO
Excellent cooperation. You have my vote on your expertise. A perfect approach to value and money. We will definitely do more business in the future.
Angela Walker
Angela WalkerCompany Owner
Thanks for everything!
Willie Long
Willie Long

Private Financing Secured by Gold & Precious Metals

Access Capital Without Selling Holdings You Want to Keep

A short-term need for capital does not have to dictate when you sell your gold or precious metals. Whether you prefer to wait before selling a long-term holding or keep a piece with personal significance, borrowing against its value gives you another option. Your items are held securely as collateral and returned once the loan is repaid according to the agreed terms.

Image via Stack’s Bowers

1943 NY Assay Office Gold Ingot

Estimated market value: $22,800 / Indicative loan amount: $15,960
Image via Stack’s Bowers

American Gold Eagle $50 Coins, Mixed Dates

Estimated market value: $9483 / Indicative loan amount: $6638

Figures are illustrative and reflect values at the stated valuation date. Each loan offer is subject to an individual valuation and approval.